Privacy

Privacy Policy

This document was last updated on June 13, 2016.

1. ACKNOWLEDGMENT AND ACCEPTANCE OF TERMS Own Your Money LLC is committed to protecting your privacy. This Privacy Statement sets forth our current privacy practices with regard to the information we collect when you or your computer interact with our website. By accessing this website, you acknowledge and fully understand Own Your Money LLC’s Privacy Statement and freely consent to the information collection and use practices described in this Website Privacy Statement.

2. PARTICIPATING MERCHANT POLICIES Related services and offerings with links from this website, including vendor sites, have their own privacy statements that can be viewed by clicking on the corresponding links within each respective website. Online merchants and others who participate in Own Your Money LLC services are encouraged to participate in industry privacy initiatives and to take a responsible attitude towards consumer privacy. However, since we do not have direct control over the policies or practices of participating merchants and other third parties, we are not responsible for the privacy practices or contents of those sites. We recommend and encourage that you always review the privacy policies of merchants and other third parties before you provide any personal information or complete any transaction with such parties.

3. INFORMATION WE COLLECT AND HOW WE USE IT Own Your Money LLC collects certain information from and about its users three ways: directly from our Web Server logs, the user, and with Cookies.

Web Server Logs:

When you visit our Website, we may track information to administer the site and analyze its usage. Examples of information we may track include:

– Your Internet protocol address.
– The kind of browser or computer you use.
– Number of links you click within the site.
– State or country from which you accessed the site.
– Date and time of your visit.
– Name of your Internet service provider.
– Web page you linked to our site from.
– Pages you viewed on the site.

Use of Cookies:

Own Your Money LLC may use cookies to personalize or enhance your user experience. A cookie is a small text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a Web Server in the domain that issued the cookie to you. One of the primary purposes of cookies is to provide a convenience feature to save you time. For example, if you personalize a web page, or navigate within a site, a cookie helps the site to recall your specific information on subsequent visits. Hence, this simplifies the process of delivering relevant content and eases site navigation by providing and saving your preferences and login information as well as providing personalized functionality. Own Your Money LLC reserves the right to share aggregated site statistics with partner companies, but does not allow other companies to place cookies on our website unless there is a temporary, overriding customer value (such as merging into this website, a site that relies on third-party cookies). You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies. If you reject cookies by changing your browser settings then be aware that this may disable some of the functionality on our Website.

Please also note: Third party vendors, including Google, use cookies to serve ads based on your prior visits to this website. You have the option to opt out of Google’s use of cookies by visiting theGoogle advertising opt-out page. Alternatively you can opt-out of cookies by visiting the Network Advertising Initiative op out page.

Users Personal Information:

Visitors to our website can register to purchase services. When you register, we will request some personal information such as name, address, email, telephone number or facsimile number, account number and other relevant information. If you are purchasing a service, we will request financial information. Any financial information we collect is used only to bill you for the services you purchased. If you purchase by credit card, this information may be forwarded to your credit card provider. For other types of registrations, we will ask for the relevant information. You may also be asked to disclose personal information to us so that we can provide assistance and information to you. For example, such data may be warranted in order to provide online technical support and troubleshooting. We will not disclose personally identifiable information we collect from you to third parties without your permission except to the extent necessary including:

– To fulfill your service requests for services.
– To protect ourselves from liability,
– To respond to legal process or comply with law, or
– In connection with a merger, acquisition, or liquidation of the company.

Your email information (email address, name) is stored at the list server that delivers our email communications. Your information can only be accessed by those who help manage those lists in order to deliver e-mail to those who would like to receive our updates. All of the emails that are sent to you by us include an unsubscribe link in them. You can remove yourself at any time by unsubscribing using the link in the email. If you have purchased any of my programs, you will continue to receive mailings related to your purchase. If you are an affiliate partner, then you will continue to receive mailings related to our affiliate program. If you would like to be removed from any of these mailings, please contact my support team at info@ownyourmoney.com and they can assist you.

4. USE OF WEB BEACONS OR GIF FILES Web pages on this site may contain electronic images known as Web beacons “sometimes also called single-pixel gifs“ that allow Own Your Money LLC to count users who have visited those pages and to deliver co-branded services. Own Your Money LLC may include Web beacons in promotional e-mail messages or newsletters in order to determine whether messages have been opened and acted upon. Some of these Web beacons may be placed by third party service providers to help determine the effectiveness of our advertising campaigns or email communications. These Web beacons may be used by these service providers to place a persistent cookie on your computer. This allows the service provider to recognize your computer each time you visit certain pages or emails and compile anonymous information in relation to those page views, which in turn enables us and our service providers to learn which advertisements and emails bring you to our website and how you use the site. Own Your Money LLC prohibits Web beacons from being used to collect or access your personal information.

5. ACCESSING WEB ACCOUNT INFORMATION We will provide you with the means to ensure that personally identifiable information in your web account file is correct and current. You may review this information by contacting us by sending an email to our support attendant – Info@OwnYourMoney.com.

6. CHANGES TO THIS STATEMENT Own Your Money LLC has the discretion to occasionally update this privacy statement. When we do, we will also revise the “updated” date at the top of this Privacy page. We encourage you to periodically review this privacy statement to stay informed about how we are helping to protect the personal information we collect. Your continued use of the service constitutes your agreement to this privacy statement and any updates.

7. CONTACTING US If you have questions regarding our Privacy Statement, its implementation, failure to adhere to this Privacy Statement and/or our general practices, please contact us at Info@OwnYourMoney.com or send your comments to: Own Your Money LLC.

Attention: Privacy Statement Personnel
Own Your Money LLC
25 Middlesex Drive
Littleton, MA 01460

Own Your Money LLC will use commercially reasonable efforts to promptly respond and resolve any problem or question.

This document was last updated on June 13, 2016.

1. ACKNOWLEDGMENT AND ACCEPTANCE OF TERMS Own Your Money LLC is committed to protecting your privacy. This Privacy Statement sets forth our current privacy practices with regard to the information we collect when you or your computer interact with our website. By accessing this website, you acknowledge and fully understand Own Your Money LLC’s Privacy Statement and freely consent to the information collection and use practices described in this Website Privacy Statement.

2. PARTICIPATING MERCHANT POLICIES Related services and offerings with links from this website, including vendor sites, have their own privacy statements that can be viewed by clicking on the corresponding links within each respective website. Online merchants and others who participate in Own Your Money LLC services are encouraged to participate in industry privacy initiatives and to take a responsible attitude towards consumer privacy. However, since we do not have direct control over the policies or practices of participating merchants and other third parties, we are not responsible for the privacy practices or contents of those sites. We recommend and encourage that you always review the privacy policies of merchants and other third parties before you provide any personal information or complete any transaction with such parties.

3. INFORMATION WE COLLECT AND HOW WE USE IT Own Your Money LLC collects certain information from and about its users three ways: directly from our Web Server logs, the user, and with Cookies.

Web Server Logs:

When you visit our Website, we may track information to administer the site and analyze its usage. Examples of information we may track include:

– Your Internet protocol address.
– The kind of browser or computer you use.
– Number of links you click within the site.
– State or country from which you accessed the site.
– Date and time of your visit.
– Name of your Internet service provider.
– Web page you linked to our site from.
– Pages you viewed on the site.

Use of Cookies:

Own Your Money LLC may use cookies to personalize or enhance your user experience. A cookie is a small text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a Web Server in the domain that issued the cookie to you. One of the primary purposes of cookies is to provide a convenience feature to save you time. For example, if you personalize a web page, or navigate within a site, a cookie helps the site to recall your specific information on subsequent visits. Hence, this simplifies the process of delivering relevant content and eases site navigation by providing and saving your preferences and login information as well as providing personalized functionality. Own Your Money LLC reserves the right to share aggregated site statistics with partner companies, but does not allow other companies to place cookies on our website unless there is a temporary, overriding customer value (such as merging into this website, a site that relies on third-party cookies). You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies. If you reject cookies by changing your browser settings then be aware that this may disable some of the functionality on our Website.

Please also note: Third party vendors, including Google, use cookies to serve ads based on your prior visits to this website. You have the option to opt out of Google’s use of cookies by visiting the Google advertising opt-out page. Alternatively you can opt-out of cookies by visiting the Network Advertising Initiative opt out page.

Users Personal Information:

Visitors to our website can register to purchase services. When you register, we will request some personal information such as name, address, email, telephone number or facsimile number, account number and other relevant information. If you are purchasing a service, we will request financial information. Any financial information we collect is used only to bill you for the services you purchased. If you purchase by credit card, this information may be forwarded to your credit card provider. For other types of registrations, we will ask for the relevant information. You may also be asked to disclose personal information to us so that we can provide assistance and information to you. For example, such data may be warranted in order to provide online technical support and troubleshooting. We will not disclose personally identifiable information we collect from you to third parties without your permission except to the extent necessary including:

– To fulfill your service requests for services.
– To protect ourselves from liability,
– To respond to legal process or comply with law, or
– In connection with a merger, acquisition, or liquidation of the company.

Your email information (email address, name) is stored at the list server that delivers our email communications. Your information can only be accessed by those who help manage those lists in order to deliver e-mail to those who would like to receive our updates. All of the emails that are sent to you by us include an unsubscribe link in them. You can remove yourself at any time by unsubscribing using the link in the email. If you have purchased any of my programs, you will continue to receive mailings related to your purchase. If you are an affiliate partner, then you will continue to receive mailings related to our affiliate program. If you would like to be removed from any of these mailings, please contact my support team at info@ownyourmoney.com and they can assist you.

4. USE OF WEB BEACONS OR GIF FILES Web pages on this site may contain electronic images known as Web beacons “sometimes also called single-pixel gifs“ that allow Own Your Money LLC to count users who have visited those pages and to deliver co-branded services. Own Your Money LLC may include Web beacons in promotional e-mail messages or newsletters in order to determine whether messages have been opened and acted upon. Some of these Web beacons may be placed by third party service providers to help determine the effectiveness of our advertising campaigns or email communications. These Web beacons may be used by these service providers to place a persistent cookie on your computer. This allows the service provider to recognize your computer each time you visit certain pages or emails and compile anonymous information in relation to those page views, which in turn enables us and our service providers to learn which advertisements and emails bring you to our website and how you use the site. Own Your Money LLC prohibits Web beacons from being used to collect or access your personal information.

5. ACCESSING WEB ACCOUNT INFORMATION We will provide you with the means to ensure that personally identifiable information in your web account file is correct and current. You may review this information by contacting us by sending an email to our support attendant – Info@OwnYourMoney.com.

6. CHANGES TO THIS STATEMENT Own Your Money LLC has the discretion to occasionally update this privacy statement. When we do, we will also revise the “updated” date at the top of this Privacy page. We encourage you to periodically review this privacy statement to stay informed about how we are helping to protect the personal information we collect. Your continued use of the service constitutes your agreement to this privacy statement and any updates.

7. CONTACTING US If you have questions regarding our Privacy Statement, its implementation, failure to adhere to this Privacy Statement and/or our general practices, please contact us at Info@OwnYourMoney.com or send your comments to: Own Your Money LLC.

Attention: Privacy Statement Personnel
Own Your Money LLC
25 Middlesex Drive
Littleton, MA 01460

Own Your Money LLC will use commercially reasonable efforts to promptly respond and resolve any problem or question.