Terms and Conditions

Terms of Service

Read This Terms of Service Agreement Before Accessing Website.

Effective Date: This Terms of Service Agreement was last updated on June 13, 2016.

This Terms of Service Agreement sets forth the standards of use of the Own Your Money LLC Online Service. This website www.ownyourmoney.com and any subdomain (the “SITE”) is owned and operated by Own Your Money LLC (“COMPANY” “we” or “us”). By using the Site, you (the “Visitor”) agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from COMPANY.

If you do not agree to the terms and conditions of this agreement, you should immediately cease all usage of this website. We reserve the right, at any time, to modify, alter, or update the terms and conditions of this agreement without prior notice. Modifications shall become effective immediately upon being posted at www.OwnYourMoney.com website. Your continued use of the Service after amendments are posted constitutes an acknowledgement and acceptance of the Agreement and its modifications. Except as provided in this paragraph, this Agreement may not be amended.

1. Description of Service

Own Your Money LLC is providing Visitor with access to this website. Visitor must provide (1) all equipment necessary for their own Internet connection, including computer and modem and (2) provide for Visitor’s access to the Internet, and (3) pay any fees relate with such connection.

2. Disclaimer of Warranties

The site is provided by Own Your Money LLC on an “as is” and on an “as available” basis. To the fullest extent permitted by applicable law, Own Your Money LLC makes no representations or warranties of any kind, express or implied, regarding the use or the results of this web site in terms of its correctness, accuracy, reliability, or otherwise. Own Your Money LLC shall have no liability for any interruptions in the use of this Website. Own Your Money LLC disclaims all warranties with regard to the information provided, including the implied warranties of merchantability and fitness for a particular purpose, and non-infringement. Some jurisdictions do not allow the exclusion of implied warranties, therefore the above-referenced exclusion is inapplicable.

3. This website, www.OwnYourMoney.com, and Own Your Money LLC make no medical claims as to the benefits of any products, services or information presented, offered or represented in any way. For any medical condition, you should consult with a physician or appropriate health professional. Note: You must be at least 18 years of age to make a transaction at www.OwnYourMoney.com.

Client accepts and agrees that she/he is 100% responsible for her/his progress and results. All products and/or services offered by the Site contain their own Refund / Guarantee Policy. Please defer to each product or service’s individual refund policy for that relevant information.
4. Own Your Money LLC may use models to protect the privacy of our writers, contributors, or authors.

5. Limitation of Liability

OWN YOUR MONEY LLC SHALL NOT BE LIABLE FOR ANY DAMAGES WHATSOEVER, AND IN PARTICULAR OWN YOUR MONEY LLC SHALL NOT BE LIABLE FOR ANY SPECIAL, INDIRECT, CONSEQUENTIAL, OR INCIDENTAL DAMAGES, OR DAMAGES FOR LOST PROFITS, LOSS OF REVENUE, OR LOSS OF USE, ARISING OUT OF OR RELATED TO THIS WEB SITE OR THE INFORMATION CONTAINED IN IT, WHETHER SUCH DAMAGES ARISE IN CONTRACT, NEGLIGENCE, TORT, UNDER STATUTE, IN EQUITY, AT LAW, OR OTHERWISE, EVEN IF OWN YOUR MONEY LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW FOR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, THEREFORE SOME OF THE ABOVE LIMITATIONS ARE INAPPLICABLE.

6. Indemnification

Visitor agrees to indemnify and hold Own Your Money LLC, its parents, subsidiaries, affiliates, officers and employees, harmless from any claim or demand, including reasonable attorneys’ fees and costs, made by any third party due to or arising out of Visitor’s use of the Service, the violation of this Agreement, or infringement by Visitor, or other user of the Service using Visitor’s computer, of any intellectual property or any other right of any person or entity.

7. Modifications and Interruption to Service

Own Your Money LLC reserves the right to modify or discontinue the Service with or without notice to the Visitor. Own Your Money LLC shall not be liable to Visitor or any third party should Own Your Money LLC exercise its right to modify or discontinue any publication Feature or Service. Visitor acknowledges and accepts that Own Your Money LLC does not guarantee continuous, uninterrupted or secure access to our website and operation of our website may be interfered with or adversely affected by numerous factors or circumstances outside of our control.

8. Third-Party Sites

Our website may include links to other sites on the Internet that are owned and operated by online merchants and other third parties. You acknowledge that we are not responsible for the availability of, or the content located on or through, any third-party site. You should contact the site administrator or webmaster for those third-party sites if you have any concerns regarding such links or the content located on such sites. Your use of those third-party sites is subject to the terms of service and privacy policies of each site, and we are not responsible therein. We encourage all Visitors to review said privacy policies of third-parties’ sites.

9. Disclaimer Regarding Accuracy of Vendor Information

Product specifications and other information have either been provided by the Vendors or collected from publicly available sources. Own Your Money LLC makes every effort to ensure that the information on this website is accurate, we can make no representations or warranties as to the accuracy or reliability of any information provided on this website. Own Your Money LLC makes no warranties or representations whatsoever with regard to any product provided or offered by any Vendor, and you acknowledge that any reliance on representations and warranties provided by any Vendor shall be at your own risk.

10. Governing Jurisdiction of the Courts of Massachusetts

Our website is operated and provided in the State of Massachusetts. As such, we are subject to the laws of the State of Massachusetts, and such laws will govern this Terms of Service, without giving effect to any choice of law rules. We make no representation that our website or other services are appropriate, legal or available for use in other locations. Accordingly, if you choose to access our site you agree to do so subject to the internal laws of the State of Massachusetts.

11. Compliance with Laws

Visitor assumes all knowledge of applicable law and is responsible for compliance with any such laws. Visitor may not use the Service in any way that violates applicable state, federal, or international laws, regulations or other government requirements. Visitor further agrees not to transmit any material that encourages conduct that could constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national, or international law or regulation.

12. Copyright and Trademark Information

All content included or available on this site, including site design, text, graphics, interfaces, and the selection and arrangements thereof is ©2016 Own Your Money LLC, with all rights reserved, or is the property of Own Your Money LLC and/or third parties protected by intellectual property rights. Any use of materials on the website, including reproduction for purposes other than those noted above, modification, distribution, or replication, any form of data extraction or data mining, or other commercial exploitation of any kind, without prior written permission of an authorized officer of Own Your Money LLC is strictly prohibited. Visitors agree that they will not use any robot, spider, or other automatic device, or manual process to monitor or copy our web pages or the content contained therein without prior written permission of an authorized officer of Own Your Money LLC. Own Your Money is a proprietary marks of Own Your Money LLC. Own Your Money LLC’s trademarks may not be used in connection with any product or service that is not provided by the COMPANY, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Own Your Money LLC. All other trademarks displayed on Own Your Money LLC’s websites are the trademarks of their respective owners, and constitute neither an endorsement nor a recommendation of those Vendors. In addition, such use of trademarks or links to the web sites of Vendors is not intended to imply, directly or indirectly, that those Vendors endorse or have any affiliation with Own Your Money LLC.

13. Notification of Claimed Copyright Infringement

Pursuant to Section 512(c) of the Copyright Revision Act, as enacted through the Digital Millennium Copyright Act, OwnYourMoney.com designates the following individual as its agent for receipt of notifications of claimed copyright infringement:
 By Mail, Own Your Money LLC, 25 Middlesex Drive, Littleton, MA 01460; By Telephone, 855-866-6398; By Email, Info@OwnYourMoney.com.

14. Botnets

Own Your Money LLC retains the right, at our sole discretion, to terminate any accounts involved with botnets and related activities. If any hostnames are used as command and control points for botnets, Own Your Money LLC reserves the right to direct the involved hostnames to a honeypot, loopback address, logging facility, or any other destination at our discretion.

15. Other Terms

If any provision of this Terms of Service Agreement shall be unlawful, void or unenforceable for any reason, the other provisions (and any partially-enforceable provision) shall not be affected thereby and shall remain valid and enforceable to the maximum possible extent. You agree that this Terms of Service Agreement and any other agreements referenced herein may be assigned by Own Your Money LLC, in our sole discretion, to a third party in the event of a merger or acquisition. This Terms of Service Agreement shall apply in addition to, and shall not be superseded by, any other written agreement between us in relation to your participation as a Visitor. Visitor agrees that by accepting this Terms of Service Agreement, Visitor is consenting to the use and disclosure of their personally identifiable information and other practices described in our Privacy Policy Statement (if applicable).