We are in the home stretch, but don’t throw in the towel quite yet!

A few quick final notes of the year for you:

A – Concerned about the impact of the newly passed U.S. Income Tax “Reform”?Screen Shot 2017-12-22 at 3.20.43 PM

Check out this helpful article outlining the changes, and a more detailed article here, and then contact your trusted tax preparer to address your specific situation. Ask if there are any actions to consider taking now before year-end, especially as some deductions are changing, like this video outlines. At a minimum, talk about it when you are preparing your 2017 returns to reduce surprises down the line.

B – Do this quick 3-step exercise before year-end. Last night on our Money Makers Academy group call, the members got excited celebrating their wins for the year and looking forward to 2018. Amy paid off $20,000 in debt in just 6 months and Melissa asked for $10,000 more from her new job offer – and got it. What do you want to celebrate?

(Not in the Academy yet and want these wins for yourself too? Be sure to get on the wait list now so you are the first to know when we reopen the doors in 2018.)

These exercises will help you to stay positive and head confidently into the new year:
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As we in the United States are all preparing or for the Thanksgiving holiday, I thought a quick laugh and a reminder would be in order.

RICH LIFE TIP: We all have our fair share of interesting family dynamics. Yet this year, I’d like to clue you in on a secret. Instead of expecting your family to be the same way they’ve always been, make a conscious choice to see THE BEST in them.

You see, there is greatness in all of us, but oftentimes we are so busy expecting THE SAME that we don’t create space for THE BEST to emerge.

Things are often not what they appear. Check out this Thanksgiving “cake” for instance… watch the video below and see what’s really cooking!
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Are you feeling the pressure too?

As we begin to head into the holidays, many of my clients and students are already beginning to feel the pressure to be an outstanding “consumer.”

You want to buy nice things for yourself and those you care about AND you want to be responsible and not add to your debt (or put yourself into debt).

It doesn’t help that the retailers have created some really great deals that even start on Thanksgiving Day itself – no more waiting for Black Friday or Cyber Monday!

Holiday gift list

Ironically, the newest 2017 savings stats now show our savings rate (the ratio of personal saving to disposable personal income) has decreased from 5.4% to 3.1% in the United States.

Translation: Americans are spending 96.9% of the money they bring in every month – so saving only $30 for every $1,000 brought in – it’s no wonder so many feel they are on a financial hamster wheel with nothing left over each month!

Oh boy… so what’s an “owner of their money” to do this time of year?
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“Well, at least you’re not bleeding… too much.”

As soon as I opened my mouth and the dental hygienist Donna peeked inside, she was pleasantly surprised.

You see, almost 9 months ago I came in for my (overdue) teeth cleaning, and my teeth needed a lot of help – the plague had built up, my gums were hurting, and the off-white shade was starting to be noticeable.image

(Donna felt so bad for the pain she put me in that she even gave me her rose when it was done! Seriously. Well, it was Valentine’s Day – not an episode of The Bachelor.

Those eye protectors were on me SO long they even left a mark on my forehead. I must look overjoyed in this pic because the torture was over!)

Throughout the process, I just couldn’t understand how it got this bad.

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